Nationwide
Balance Transfer Credit Card
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfers30 months2.99% fee
- Annual fee£0
- Foreign fee0%
Rewards & travel credit cards
Points, Avios and cards with no foreign transaction fee for spending abroad.
49 cards · Sorted by lowest foreign transaction fee, then annual fee. Filter & sort in Compare →
Barclaycard
Barclaycard Rewards
- Rep. APR28.9%
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee0%
Lloyds Bank
Lloyds Ultra Credit Card
- Rep. APR18.9%
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee0%
- Rep. APR24.9%
- 0% purchases15 months
- 0% transfers15 months2.99% fee
- Annual fee£0
- Foreign fee0%
Santander
Santander Cashback Credit Card
- Rep. APR24.9%
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee0%
NatWest
The NatWest Credit Card
- Rep. APR12.9%
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee0%
Royal Bank of Scotland
The Royal Bank Credit Card
- Rep. APR12.9%
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee0%
NatWest
Travel Reward Credit Card
- Rep. APR27.9%
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee0%
Virgin Money
Virgin Atlantic Reward Credit Card
- Rep. APR26.9%
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee0% in Europe
- Rep. APR—
- 0% purchases—
- 0% transfers6 months
- Annual fee£0
- Foreign fee0%
Zable
Zable+ Credit Card
- Rep. APR29.9%
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee0%
Santander
All in One Credit Card
- Rep. APR29.8%
- 0% purchases15 months
- 0% transfers15 months0% fee
- Annual fee£3/month
- Foreign fee0%
NatWest
Reward Black Credit Card
- Rep. APR40.7%
- 0% purchases—
- 0% transfers—
- Annual fee£84/year
- Foreign fee0%
Royal Bank of Scotland
Reward Black Credit Card
- Rep. APR40.7%
- 0% purchases—
- 0% transfers—
- Annual fee£84/year
- Foreign fee0%
Virgin Money
Virgin Atlantic Reward+ Credit Card
- Rep. APR69.7%
- 0% purchases—
- 0% transfers—
- Annual fee£160/year
- Foreign fee0% in Europe
Lloyds Bank
World Elite Mastercard
- Rep. APR55.0%
- 0% purchases—
- 0% transfers—
- Annual fee£15/month
- Foreign fee0%
Santander
World Elite Mastercard
- Rep. APR49.8%
- 0% purchases18 months
- 0% transfers18 months0% fee
- Annual fee£15/month
- Foreign fee0%
Yonder
Yonder Premium
- Rep. APR73.1%
- 0% purchases—
- 0% transfers—
- Annual fee£17.99/month
- Foreign fee0%
Bank of Scotland
Credit Builder Credit Card
- Rep. APR29.9%
- 0% purchases—
- 0% transfers—
- Annual fee—
- Foreign fee0%
Lloyds Bank
Credit Builder Credit Card
- Rep. APR29.9%
- 0% purchases—
- 0% transfers—
- Annual fee—
- Foreign fee0%
Virgin Money
Travel Credit Card
- Rep. APR27.9%
- 0% purchases9 months
- 0% transfers9 months
- Annual fee—
- Foreign fee0%
Zopa
Zopa Credit Card
- Rep. APR37.9%
- 0% purchases—
- 0% transfers—
- Annual fee—
- Foreign fee0%
- Rep. APR29.9%
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee2.99%
Barclaycard
Amazon Barclaycard
- Rep. APR28.9%
- 0% purchases6 months
- 0% transfers—
- Annual fee£0
- Foreign fee—
American Express
American Express Rewards Credit Card
- Rep. APR29.1%
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee—
Vanquis
Balance Transfer Card
- Rep. APR40.9%
- 0% purchases3 months
- 0% transfersUp to 19 months4.5% fee
- Annual fee£0
- Foreign fee—
Barclaycard
Barclaycard Avios
- Rep. APR29.9%
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee—
American Express
British Airways American Express Credit Card
- Rep. APR29.1%
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee—
M&S Bank
M&S Purchase Plus Credit Card
- Rep. APR24.9%
- 0% purchasesUp to 26 months
- 0% transfers6 months3.49% fee
- Annual fee£0
- Foreign fee—
M&S Bank
M&S Rewards Credit Card
- Rep. APR23.9%
- 0% purchases9 months
- 0% transfers9 months
- Annual fee£0
- Foreign fee—
M&S Bank
M&S Transfer Plus Credit Card
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfersUp to 30 months3.49% fee
- Annual fee£0
- Foreign fee—
John Lewis Money
Partnership Credit Card
- Rep. APR29.9%
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee—
- Rep. APR26.9%
- 0% purchases6 months
- 0% transfers6 months
- Annual fee£0
- Foreign fee—
Yonder
Yonder Free
- Rep. APR—
- 0% purchases—
- 0% transfers—
- Annual fee£0
- Foreign fee—
NatWest
Reward Credit Card
- Rep. APR31.0%
- 0% purchases—
- 0% transfers—
- Annual fee£24/year
- Foreign fee—
Royal Bank of Scotland
Reward Credit Card
- Rep. APR31.0%
- 0% purchases—
- 0% transfers—
- Annual fee£24/year
- Foreign fee—
American Express
Marriott Bonvoy American Express Card
- Rep. APR52.5%
- 0% purchases—
- 0% transfers—
- Annual fee£95/year
- Foreign fee—
M&S Bank
M&S Club Rewards Credit Card
- Rep. APR24.9%
- 0% purchases—
- 0% transfers—
- Annual fee£10/month
- Foreign fee—
American Express
Preferred Rewards Gold Credit Card
- Rep. APR85.8%
- 0% purchases—
- 0% transfers—
- Annual fee£195/year
- Foreign fee—
Barclaycard
Barclaycard Avios Plus
- Rep. APR80.1%
- 0% purchases—
- 0% transfers—
- Annual fee£20/month
- Foreign fee—
- Rep. APR100.2%
- 0% purchases—
- 0% transfers—
- Annual fee£290/year
- Foreign fee—
American Express
British Airways American Express Premium Plus Card
- Rep. APR135.7%
- 0% purchases—
- 0% transfers—
- Annual fee£300/year
- Foreign fee—
American Express
The Platinum Card
- Rep. APR685.3%
- 0% purchases—
- 0% transfers—
- Annual fee£650/year
- Foreign fee—
Tesco Bank
All Round Credit Card
- Rep. APR24.9%
- 0% purchases9 months
- 0% transfers9 months1.99% fee
- Annual fee—
- Foreign fee—
Tesco Bank
Balance Transfer Credit Card
- Rep. APR24.9%
- 0% purchases—
- 0% transfers35 months
- Annual fee—
- Foreign fee—
- Rep. APR24.9%
- 0% purchases21 months
- 0% transfers21 months2.95% fee
- Annual fee—
- Foreign fee—
Tesco Bank
Everyday Low APR Credit Card
- Rep. APR12.9%
- 0% purchases—
- 0% transfers—
- Annual fee—
- Foreign fee—
- Rep. APR—
- 0% purchases—
- 0% transfers—
- Annual feeMonthly fee
- Foreign fee—
Tesco Bank
Low Fee Balance Transfer Credit Card
- Rep. APR24.9%
- 0% purchases—
- 0% transfers20 months1.25% fee
- Annual fee—
- Foreign fee—
Learn before you compare
Rewards & travelUsing a Credit Card Abroad: Fees, Exchange Rates and How to Save
Using a UK credit card abroad: foreign transaction fees, why to pay in local currency, cash withdrawal costs and how travel cards can help.
Updated 30 October 2026Rewards & travelIs American Express Accepted in the UK? Amex vs Visa and MastercardWhere American Express is accepted in the UK and abroad, why some shops still don't take it, and how to decide whether an Amex card should be your mai
Updated 30 October 2026Rewards & travelCredit Card Cash Withdrawals: Fees, Interest and Using ATMs AbroadWhat happens when you take cash out on a UK credit card: cash fees, interest from day one, what counts as cash, using a cash machine abroad and cheape
Updated 30 October 2026