
- Rep. APR12.9%
- 0% purchases3 months
- 0% transfers3 months0% fee
- Annual fee£0
- Foreign fee—
We track 3 TSB credit cards, covering balance transfer, 0% purchase, low apr cards. Figures are taken from tsb.co.uk.



What happens when a 0% balance transfer or purchase deal ends on a UK credit card, what rate applies next, and your options to avoid high interest.
Updated 30 October 2026Balance transfersMoney Transfer Credit Cards: How They Work and When to Use OneHow UK money transfer credit cards work, what they cost, how they compare with balance transfers and loans, and the risks to watch for.
Updated 30 October 2026Costs, rates & APRHow Is Credit Card Interest Calculated? A Simple UK GuideHow UK credit card interest works: interest-free days, what happens if you don't pay in full, cash interest, and simple ways to pay less.
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