Premier Credit Card

Key facts
Representative APR	29.9% representative (variable)
0% on purchases	—
0% balance transfers	—
Annual fee	£0
Foreign transaction fee	2.99%
Standard purchase rate	29.9%
Rewards / cashback	1.5 points per £1 sterling spend; extra points on non-sterling spend; limited-time 30,000-point offer
Airport lounge access	Yes – Priority Pass access for the main and any additional cardholders to 1,700+ lounges; lounges charge £24 per person per visit. HSBC Premier current account required.
Eligibility	HSBC Premier current account required

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Source: hsbc.co.uk/credit-cards/products/premier/ · Last checked 30 October 2026

Figures are as published by HSBC when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.