Purchase and Balance Transfer Credit Card

Balance Transfer 0% Purchase Rewards & Travel

Key facts
Representative APR	24.9% representative (variable)
0% on purchases	15 months
0% balance transfers	15 months · transfer fee: 2.99% (min £5)
Annual fee	£0
Foreign transaction fee	0% (no fees from Nationwide abroad)
Standard purchase rate	24.9%
Cash withdrawal fee	2.5% (min £3) cash fee; 24.9% p.a.
Airport lounge access	No airport lounge benefit listed on the issuer’s product page.

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Source: nationwide.co.uk/credit-cards/purchase-credit-card · Last checked 30 October 2026

Figures are as published by Nationwide when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.