World Elite Mastercard

Cashback Rewards & Travel Airport Lounge

Key facts
Representative APR	55.0% representative (variable)
0% on purchases	—
0% balance transfers	—
Annual fee	£15 monthly
Foreign transaction fee	0% (no FX fee on purchases)
Standard purchase rate	22.94%
Rewards / cashback	0.5% cashback up to £15,000 spend/yr, 1% above; travel benefits
Airport lounge access	Yes – Priority Pass membership: 1,300+ lounges for the cardholder; additional cardholders use their own QR code or card. A fee is payable for extra guests.

Visit issuer site ↗Compare with other Lloyds Bank cards

Source: lloydsbank.com/credit-cards/mastercard-world-elite.html · Last checked 30 October 2026

Figures are as published by Lloyds Bank when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.