Reward Credit Card

Key facts
Representative APR	31.0% representative (variable)
0% on purchases	—
0% balance transfers	—
Annual fee	£24 annual (refunded with Reward current account)
Foreign transaction fee	—
Standard purchase rate	25.9%
Rewards / cashback	1% back in Rewards on supermarket spend (lower at some), 1-15% at MyRewards retailers
Airport lounge access	No airport lounge benefit listed on the issuer’s product page.

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Source: rbs.co.uk/credit-cards/reward-credit-card.html · Last checked 30 October 2026

Figures are as published by Royal Bank of Scotland when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.