Monzo
Monzo Aura
- Rep. APR64.2%
- 0% purchases—
- 0% transfers—
- Annual fee£3/month
- Foreign fee—
Monzo credit cards
We track 3 Monzo credit cards, covering cashback, credit builder, airport lounge cards. Figures are taken from monzo.com.
Monzo
Monzo Flex
- Rep. APR29%
- 0% purchasesVaries
- 0% transfers—
- Annual fee£0
- Foreign fee—
Monzo
Monzo Flex Build
- Rep. APR39%
- 0% purchases—
- 0% transfers—
- Annual fee—
- Foreign fee—
Guides for Monzo cards
Building creditYour First Credit Card (UK): A Guide for Students and First-Time Borrowers
How to get your first UK credit card with little or no credit history: who can apply, credit-builder cards, eligibility checks, limits and habits that
Updated 30 October 2026Airport loungesWhich UK Credit Cards Give Airport Lounge Access?Which UK credit cards give airport lounge access, how Priority Pass, LoungeKey and DragonPass work, what guests cost, and whether the annual fee is wo
Updated 30 October 2026Building creditCredit Builder Credit Cards: How to Build Your Credit Score SafelyHow UK credit builder credit cards work, who they're for, and how to use one to build your credit history without falling into expensive debt.
Updated 30 October 2026