- Rep. APR24.9%
- 0% purchases3 months
- 0% transfersUp to 38 months3.49% fee
- Annual fee£0
- Foreign fee—
World Elite Mastercard
Balance Transfer 0% Purchase Cashback Rewards & Travel Airport Lounge
| Representative APR | 49.8% representative (variable) |
|---|---|
| 0% on purchases | 18 months |
| 0% balance transfers | 18 months · transfer fee: 0% (3% after 0% period) |
| Annual fee | £15 monthly |
| Foreign transaction fee | 0% (no FX fee in local currency) |
| Standard purchase rate | 18.9% |
| Cash withdrawal fee | 3% (min £3) cash transaction fee |
| Rewards / cashback | 0.5% cashback up to £15/month; travel insurance discount |
| Airport lounge access | Yes – You and additional cardholders get free access to 1,400+ lounges with LoungeKey; guests and children £24 per person per visit. |
Figures are as published by Santander when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.
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