M&S Rewards Credit Card
M&S Bank

M&S Rewards Credit Card

Balance Transfer 0% Purchase Rewards & Travel

Key facts
Representative APR23.9% representative (variable)
0% on purchases9 months
0% balance transfers9 months
Annual fee£0
Foreign transaction fee—
Cash withdrawal feeNo cash advance fee for M&S Travel Money
Rewards / cashbackM&S Rewards points
Airport lounge accessNo airport lounge benefit listed on the issuer’s product page.

Source: marksandspencer.com/c/money/credit-card/rewards · Last checked 30 October 2026

Figures are as published by M&S Bank when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.

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