Zopa Credit Card

Key facts
Representative APR	37.9% representative (variable)
0% on purchases	—
0% balance transfers	—
Annual fee	—
Foreign transaction fee	0% (no fees abroad)
Standard purchase rate	37.9%
Airport lounge access	No airport lounge benefit listed on the issuer’s product page.
Eligibility	Rates from 28.3%

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Source: zopa.com/credit-card · Last checked 30 October 2026

Figures are as published by Zopa when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.