Balance transfer credit cards

Move existing card debt to a 0% deal and clear it faster. Compare 0% balance transfer length, transfer fees and the rate afterwards.

48 cards · Sorted by longest 0% balance transfer period, then lowest transfer fee. Filter & sort in Compare →

Virgin Money All Round Credit Card
Virgin Money

All Round Credit Card

  • Rep. APR27.9%
  • 0% purchasesUp to 20 months
  • 0% transfersUp to 20 months2.95% fee
  • Annual fee—
  • Foreign fee—
Details
Fluid Credit Card
Fluid (NewDay)

Fluid Credit Card

  • Rep. APR34.9%
  • 0% purchases—
  • 0% transfers9 months3% fee
  • Annual fee£0
  • Foreign fee—
Details

Learn before you compare

Balance transfersWhat Happens When Your 0% Credit Card Deal Ends?

What happens when a 0% balance transfer or purchase deal ends on a UK credit card, what rate applies next, and your options to avoid high interest.

Updated 30 October 2026Balance transfersMoney Transfer Credit Cards: How They Work and When to Use One

How UK money transfer credit cards work, what they cost, how they compare with balance transfers and loans, and the risks to watch for.

Updated 30 October 2026Balance transfersHow Do Balance Transfers Work? A Plain-English UK Guide

How UK balance transfer credit cards work: fees, 0% periods, what you can't transfer, and how to clear your debt before the deal ends.

Updated 30 October 2026