Cashback credit cards

Cards that pay a slice of your spending back as cash. Compare cashback cards side by side, including any annual fee.

18 cards · Sorted by lowest annual fee, then name. Filter & sort in Compare →

Vanquis Purchase Card
Vanquis

Purchase Card

  • Rep. APR39.5%
  • 0% purchasesUp to 9 months
  • 0% transfers—
  • Annual fee£0
  • Foreign fee—
Details
Royal Bank of Scotland Reward Credit Card
Royal Bank of Scotland

Reward Credit Card

  • Rep. APR31.0%
  • 0% purchases—
  • 0% transfers—
  • Annual fee£24/year
  • Foreign fee—
Details
Monzo Aura card
Monzo

Monzo Aura

  • Rep. APR64.2%
  • 0% purchases—
  • 0% transfers—
  • Annual fee£3/month
  • Foreign fee—
Details
Utility Warehouse UW Cashback Card
Utility Warehouse

UW Cashback Card

  • Rep. APR—
  • 0% purchases—
  • 0% transfers—
  • Annual fee£3/month
  • Foreign fee—
Details
Virgin Money All Round Credit Card
Virgin Money

All Round Credit Card

  • Rep. APR27.9%
  • 0% purchasesUp to 20 months
  • 0% transfersUp to 20 months2.95% fee
  • Annual fee—
  • Foreign fee—
Details

Learn before you compare

CashbackCashback Credit Cards Explained: Are They Worth It?

How UK cashback credit cards work, how cashback is paid, when an annual fee is worth it, and why they only make sense if you repay in full.

Updated 30 October 2026