Premier World Elite Mastercard

Key facts
Representative APR	100.2% representative (variable)
0% on purchases	—
0% balance transfers	—
Annual fee	£290 annual
Foreign transaction fee	—
Standard purchase rate	29.9%
Rewards / cashback	3 points per £1 sterling, 4 per £1 non-sterling; 70,000 bonus points if spend £2,000 in 90 days (offer ends 1 Dec 2026)
Airport lounge access	Yes – Unlimited access for the main cardholder and any additional cardholders to 1,700+ lounges with Priority Pass. HSBC Premier current account required.
Eligibility	HSBC Premier current account required

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Source: hsbc.co.uk/credit-cards/products/premier-world-elite/ · Last checked 30 October 2026

Figures are as published by HSBC when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.