M&S Bank
M&S Purchase Plus Credit Card
- Rep. APR24.9%
- 0% purchasesUp to 26 months
- 0% transfers6 months3.49% fee
- Annual fee£0
- Foreign fee—
0% purchase credit cards
Spread the cost of spending with no interest for a set period. Compare how long the 0% on purchases lasts and the rate that follows.
44 cards · Sorted by longest 0% purchase period. Filter & sort in Compare →
- Rep. APR24.9%
- 0% purchasesUp to 26 months
- 0% transfersUp to 18 months3.49% fee
- Annual fee£0
- Foreign fee—
Lloyds Bank
Large Purchase Credit Card
- Rep. APR24.9%
- 0% purchasesUp to 25 months
- 0% transfersUp to 23 months
- Annual fee—
- Foreign fee—
- Rep. APR24.9%
- 0% purchasesUp to 24 months
- 0% transfersUp to 17 months3.49% fee
- Annual fee£0
- Foreign fee—
- Rep. APR24.9%
- 0% purchasesUp to 23 months
- 0% transfersUp to 21 months3.49% fee
- Annual fee£0
- Foreign fee—
Royal Bank of Scotland
Purchase & Balance Transfer Card
- Rep. APR24.9%
- 0% purchasesUp to 23 months
- 0% transfersUp to 21 months3.49% fee
- Annual fee£0
- Foreign fee—
Ulster Bank
Purchase & Balance Transfer Card
- Rep. APR24.9%
- 0% purchasesUp to 23 months
- 0% transfersUp to 21 months3.49% fee
- Annual fee£0
- Foreign fee—
Barclaycard
Platinum 22 month Purchase & 19 month BT
- Rep. APR24.9%
- 0% purchasesUp to 22 months
- 0% transfersUp to 19 months3.45% fee
- Annual fee£0
- Foreign fee—
- Rep. APR24.9%
- 0% purchases21 months
- 0% transfers21 months2.95% fee
- Annual fee—
- Foreign fee—
Virgin Money
All Round Credit Card
- Rep. APR27.9%
- 0% purchasesUp to 20 months
- 0% transfersUp to 20 months2.95% fee
- Annual fee—
- Foreign fee—
Barclaycard
Platinum 22 month BT & 19 month Purchase
- Rep. APR24.9%
- 0% purchasesUp to 19 months
- 0% transfersUp to 22 months3.45% fee
- Annual fee£0
- Foreign fee—
Santander
World Elite Mastercard
- Rep. APR49.8%
- 0% purchases18 months
- 0% transfers18 months0% fee
- Annual fee£15/month
- Foreign fee0%
- Rep. APR24.9%
- 0% purchases15 months
- 0% transfers15 months2.99% fee
- Annual fee£0
- Foreign fee0%
Santander
All in One Credit Card
- Rep. APR29.8%
- 0% purchases15 months
- 0% transfers15 months0% fee
- Annual fee£3/month
- Foreign fee0%
first direct
Gold Card
- Rep. APR24.9%
- 0% purchases12 months
- 0% transfers—
- Annual fee£0
- Foreign fee—
M&S Bank
M&S Rewards Credit Card
- Rep. APR23.9%
- 0% purchases9 months
- 0% transfers9 months
- Annual fee£0
- Foreign fee—
Tesco Bank
All Round Credit Card
- Rep. APR24.9%
- 0% purchases9 months
- 0% transfers9 months1.99% fee
- Annual fee—
- Foreign fee—
Virgin Money
Travel Credit Card
- Rep. APR27.9%
- 0% purchases9 months
- 0% transfers9 months
- Annual fee—
- Foreign fee0%
Vanquis
Purchase Card
- Rep. APR39.5%
- 0% purchasesUp to 9 months
- 0% transfers—
- Annual fee£0
- Foreign fee—
Lloyds Bank
Balance Transfer Credit Card
- Rep. APR24.9%
- 0% purchasesUp to 6 months
- 0% transfersUp to 35 months
- Annual fee—
- Foreign fee—
- Rep. APR26.9%
- 0% purchases6 months
- 0% transfers6 months
- Annual fee£0
- Foreign fee—
Barclaycard
Amazon Barclaycard
- Rep. APR28.9%
- 0% purchases6 months
- 0% transfers—
- Annual fee£0
- Foreign fee—
Barclaycard
Barclaycard Forward
- Rep. APR33.9%
- 0% purchases6 months
- 0% transfers6 months2.9% fee
- Annual fee£0
- Foreign fee—
Capital One
0% Purchase Credit Card
- Rep. APR34.9%
- 0% purchases6 or 12 months
- 0% transfersUp to 12 monthsup to 3% fee
- Annual fee£0
- Foreign fee—
- Rep. APR34.9%
- 0% purchasesUp to 6 months
- 0% transfersUp to 12 months2.9% fee
- Annual fee—
- Foreign fee—
Danske Bank
Standard Mastercard
- Rep. APR22.9%
- 0% purchases5 months
- 0% transfers5 months
- Annual fee£0
- Foreign fee—
Co-operative Bank
Balance Transfer Credit Card
- Rep. APR20.6%
- 0% purchases4 months
- 0% transfers24 months3% fee
- Annual fee£0
- Foreign fee—
- Rep. APR12.9%
- 0% purchases3 months
- 0% transfers3 months0% fee
- Annual fee£0
- Foreign fee—
Nationwide
Balance Transfer Credit Card
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfers30 months2.99% fee
- Annual fee£0
- Foreign fee0%
NatWest
Balance Transfer Credit Card
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfersUp to 11 months0% fee
- Annual fee£0
- Foreign fee—
Royal Bank of Scotland
Balance Transfer Credit Card
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfersUp to 11 months0% fee
- Annual fee£0
- Foreign fee—
Ulster Bank
Balance Transfer Credit Card
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfersUp to 11 months0% fee
- Annual fee£0
- Foreign fee—
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfers12 months0% fee
- Annual fee£0
- Foreign fee—
NatWest
Longer Balance Transfer Card
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfersUp to 36 months3.1% fee
- Annual fee£0
- Foreign fee—
Royal Bank of Scotland
Longer Balance Transfer Card
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfersUp to 36 months3.1% fee
- Annual fee£0
- Foreign fee—
Ulster Bank
Longer Balance Transfer Card
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfersUp to 36 months3.1% fee
- Annual fee£0
- Foreign fee—
M&S Bank
M&S Transfer Plus Credit Card
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfersUp to 30 months3.49% fee
- Annual fee£0
- Foreign fee—
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfersUp to 38 months3.49% fee
- Annual fee£0
- Foreign fee—
Barclaycard
Platinum No Fee Balance Transfer
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfersUp to 12 months0% fee
- Annual fee£0
- Foreign fee—
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfersUp to 22 months1.49% fee
- Annual fee£0
- Foreign fee—
Barclaycard
Platinum up to 35 month Balance Transfer
- Rep. APR24.9%
- 0% purchases3 months
- 0% transfersUp to 35 months3.15% fee
- Annual fee£0
- Foreign fee—
- Rep. APR25.9%
- 0% purchases3 months
- 0% transfersUp to 36 months3.09% fee
- Annual fee£0
- Foreign fee—
Virgin Money
Balance Transfer Credit Card
- Rep. APR27.9%
- 0% purchases3 months
- 0% transfersUp to 36 months
- Annual fee—
- Foreign fee—
Vanquis
Balance Transfer Card
- Rep. APR40.9%
- 0% purchases3 months
- 0% transfersUp to 19 months4.5% fee
- Annual fee£0
- Foreign fee—
Learn before you compare
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Updated 30 October 2026