All Round Credit Card

Key facts
Representative APR	27.9% representative (variable)
0% on purchases	Up to 20 months
0% balance transfers	Up to 20 months · transfer fee: 2.95%
Annual fee	—
Foreign transaction fee	—
Standard purchase rate	27.9%
Rewards / cashback	Virgin Money Cashback with selected brands
Airport lounge access	No airport lounge benefit listed on the issuer’s product page.
Eligibility	Transfers in first 60 days

Visit issuer site ↗Compare with other Virgin Money cards

Source: uk.virginmoney.com/cards/products/all-round-cards/ · Last checked 30 October 2026

Figures are as published by Virgin Money when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.