Halifax Cashback Credit Card

Key facts
Representative APR	23.9% representative (variable)
0% on purchases	—
0% balance transfers	—
Annual fee	£0 (no monthly account fee)
Foreign transaction fee	—
Rewards / cashback	0.25% cashback on card purchases, paid each January
Airport lounge access	No airport lounge benefit listed on the issuer’s product page.
Eligibility	Halifax cards moving to Lloyds brand; apply via Halifax app

Visit issuer site ↗Compare with other Halifax cards

Source: halifax.co.uk/creditcards/cashback.html · Last checked 30 October 2026

Figures are as published by Halifax when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.