Amex Cashback Everyday Credit Card

Key facts
Representative APR	29.1% representative (variable)
0% on purchases	—
0% balance transfers	—
Annual fee	£0
Foreign transaction fee	—
Rewards / cashback	Up to 1% cashback; intro 2% up to £200 in first 12 months (min spend £3,000, ends 12 Jan 2027)
Airport lounge access	No airport lounge benefit listed on the issuer’s product page.
Eligibility	Not available if you hold/held a personal Amex in last 24 months (for offer)

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Source: americanexpress.com/en-gb/credit-cards/platinum-cashback-everyday-cred · Last checked 30 October 2026

Figures are as published by American Express when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.