Balance Transfer Credit Card

Key facts
Representative APR	27.9% representative (variable)
0% on purchases	3 months
0% balance transfers	Up to 36 months
Annual fee	—
Foreign transaction fee	—
Standard purchase rate	27.9%
Airport lounge access	No airport lounge benefit listed on the issuer’s product page.
Eligibility	Transfer up to 95% of limit

Visit issuer site ↗Compare with other Virgin Money cards

Source: uk.virginmoney.com/cards/products/balance-transfer-cards/ · Last checked 30 October 2026

Figures are as published by Virgin Money when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.