Purchase & Balance Transfer Card

Key facts
Representative APR	24.9% representative (variable)
0% on purchases	Up to 23 months
0% balance transfers	Up to 21 months · transfer fee: 3.49%
Annual fee	£0
Foreign transaction fee	—
Standard purchase rate	24.9%
Airport lounge access	No airport lounge benefit listed on the issuer’s product page.

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Source: natwest.com/credit-cards/purchase-and-balance-transfer.html · Last checked 30 October 2026

Figures are as published by NatWest when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.