Platinum 22 month BT & 19 month Purchase

Key facts
Representative APR	24.9% representative (variable)
0% on purchases	Up to 19 months
0% balance transfers	Up to 22 months · transfer fee: 3.45%
Annual fee	£0
Foreign transaction fee	—
Standard purchase rate	24.9%
Airport lounge access	No airport lounge benefit listed on the issuer’s product page.
Eligibility	Others may get shorter offers at 31.9% APR

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Source: barclaycard.co.uk/personal/credit-cards/platinum-bt-purchase.html · Last checked 30 October 2026

Figures are as published by Barclaycard when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.