Low Rate Credit Card (8.9% fixed 3 years)

Key facts
Representative APR	18.2% representative (variable)
0% on purchases	—
0% balance transfers	—
Annual fee	£0
Foreign transaction fee	—
Standard purchase rate	8.9% fixed for 3 years
Airport lounge access	No airport lounge benefit listed on the issuer’s product page.
Eligibility	8.9% on purchases and BTs for 3 years

Visit issuer site ↗Compare with other Co-operative Bank cards

Source: co-operativebank.co.uk/credit-cards/ · Last checked 30 October 2026

Figures are as published by Co-operative Bank when we last checked and may have changed. The rate you’re offered depends on your circumstances. This is general information, not financial advice – read the summary box on the issuer’s site before applying.